2027 Open Enrollment

November 16 – December 1, 2026

If you have any questions about eligibility or coverage, contact the Employee Concierge! Call 866-695-8622 or visit healthadvocate.com/acadiapharm (client code: Acadia1).

Welcome to 2027 Open Enrollment!

Open Enrollment: What You Need to Know

This year’s Open Enrollment is passive. If you’re happy with your current benefit elections, you generally do not need to take action. Your current elections will automatically carry over to the new plan year, with the exception of the Flexible Spending Accounts (FSAs).

  • FSA: You must actively elect an FSA each year if you want to contribute. Your FSA election will not automatically carry over.
  • New medical plan: The current Cigna CA Network Plan is being replaced by a new EPO plan for the upcoming plan year. If you are currently enrolled in the Cigna CA Network Plan and do not make a medical plan election during Open Enrollment, you will automatically be enrolled in the new EPO plan.
  • Other benefits: If you do not make changes during Open Enrollment, your current elections will carry over to the new plan year with the exception of your FSA.

Be sure to review your elections carefully during Open Enrollment to make sure you have the coverage you want for the upcoming year.

What to Do During Open Enrollment

Be sure to log in to Workday and review your benefit elections this year. With new ways to view and explore your available benefits, Workday makes it easier to understand your options and make the right choices for you. From Workday, you can:

  • Add or remove dependents
  • Switch your benefit plans
  • Apply for voluntary benefits
  • Elect Flexible Spending Account (FSA) contributions (contributions do not automatically roll over)
  • Change Health Savings Account (HSA) contributions (available year-round on a monthly basis)
  • Verify and update your beneficiaries (available year-round)

Are you a new hire?
You must first complete your 2026 benefit elections which will remain in place until December 31, 2026. Once submitted, you will then need to complete your 2027 Open Enrollment elections.

2027 Benefit Plan Changes

2027 Premiums

Although health care premiums will increase in 2027 due to inflation and continued high utilization of our plans, Acadia continues to invest in you by subsidizing ~80% of the premiums and by offering competitive and attractive benefit programs.

More info →

FSA Reminder

FSA elections do not automatically carry over from year to year. You must re-elect your FSA during Open Enrollment each year if you want to contribute.

More info →

Acadia HSA Funding

Acadia continues to contribute generously to enrollees in the Choice Fund HDHP with HSA plan. In 2027, Acadia will contribute up to $2,100 ($87.50/paycheck) for individual coverage, and up to $2,928 ($122.00/paycheck) for family coverage. 

More info →

NEW Cigna EPO Plan (In-Network Coverage ONLY)

The EPO provides access to Cigna’s national network of healthcare providers. You do NOT need to select a Primary Care Physician (PCP), and referrals are not required to see specialists. Important: The EPO covers in-network care only, except for emergency services. Out-of-network care is generally NOT covered, meaning you may be responsible for the full cost of those services.

More info →

Long-Term Disability Enhancement

The Voluntary LTD Buy-Up will be consolidated into the company-paid LTD plan. Beginning in 2027, LTD coverage will provide 66.67% of your base pay, up to $20,000 per month, after a 90-day waiting period, up to Social Security Normal Retirement Age.

More info →

Vision Enhancements

New this year is VSP LightCare providing UV or Blue Light coverage if you do not wear prescription glasses.

More info →

2027 Tax-Advantaged Savings Account Maximums

  • Health Care FSA: Contribute up to $3,500
  • Dependent Care FSA: Contribute up to $7,500
  • HSA: Contribute up to $4,500 for individual coverage and $9,000 for family coverage
    • Acadia HSA Funding counts toward the IRS max limits, so consider this when selecting your paycheck contribution for 2027.
    • Participants in the HSA who will be age 55+ in 2027 are eligible to make an additional $1,000 HSA Catch-up Contribution.

Need Help?

Don’t wait until the last minute. Contact the Acadia Benefits Department at Benefits@acadia-pharm.com.